Taken as a mean, an auto mishap takes place every five seconds, somebody is harmed resulting from a smash-up once every eleven seconds, and a fatal injury occurs once in each twelve minutes. Such statistics are spine-chilling thoughts as you close the front door behind on your way to classes, your place of work, or to make a quick trip to the shops, and provides compelling confirmation of why internet car ins coverage is so necessary.
Nevertheless, there`re some happier statistics to help you feel a little more at ease, when you learn that the number of collisions resulting in loss of life for each 100 million VMTs (vehicle-miles traveled) is at an all-time low than ever noted as from the time when records have been maintained, and that is 30 years ago, currently at 1.46, and registered below 1.50 for the second consecutive annual period. On the basis of a study, the number of police-reported motor vehicle crashes, taking place on the expressways, have fallen to less than 6.2 million compared with over 6.3 million for the period 2003, besides which the figures for people harmed in these crashes continues to steadily fall as well.
This drop is owing, in some measure, to the nationwide movements that were specially intended for promoting seat-belt usage and reducing impaired driving. At present, the seat-belt legislation is legally required in all of the 50 states, and this measure has significantly helped reduce the figures pertaining to people who suffer mortal injuries in vehicular collisions during `04. The US-wide campaign to prevent driving while intoxicated (DWI), also known as DUI or `driving under the influence`, has also significantly helped reduce DUI fatalities, for the second consecutive year straight.
Even with all of these new defensive initiatives, vehicular mishaps occur even now. This is why the thrust of the initiative has swung to the days of the week and the times of day (or night) on which fender-benders are more likely to take place. Going by reports, both the regular weekly `off` nights (Saturdays and Sundays), between midnight and 3 a.m., have been declared the most perilous times for motorists to be out on the roads, with a statistical figure of 2,451 fatal crashes in `04; 76 % of these fatal automobile-related casualties implicated intoxicated drivers.
All these statistics mean that you at least will have some idea of the times of the day (or, rather, night) you should attempt to keep off the roads - or be particularly cautious, but can you identify that time of year? A set of research findings claims that August won hands down with the dubious distinction of having the greatest number of serious fender-benders during just that one month, and the second most significant findings state that the season of goodwill and (perhaps too much!) cheer, December, logged in with the highest figures in motor vehicle accidents, with the numbers reaching 601,000 - a fact it might be prudent to remember when you`re planning your road travel over the X`mas break!
The auto you possess also be a determinant when considering the chances of a car accident. Passenger automobiles and pick-up trucks made up approximately 95% of the 11,000,000 vehicles (which works out to around 10.5 million) involved in auto smash-ups for 2004. Big rigs were implicated in just around 15 percent of the vehicle road mishaps. Besides, we noted an increase in vehicles turning turtle during a crash. Out of the motor vehicles which rolled over, utility vehicles were showcased as presenting the greatest figures, at 36.2% for mortal accidents, 9.6% for injury crashes (accidents resulting in varying degrees of injury), and 2.4% for accidents where only property was damaged. Irrespective of the crash severity, the greater number of these road mishaps happened sometime in the day, and in no extraordinarily hazardous meteorological circumstances (for instance, no storms, fog, or snow), and at a time when the vehicle was traversing a straight road.
Secure yourself (and your family) with internet car ins. Of course, accidents and collisions are bound to occur sometimes, but you do have control -- just respect some uncomplicated means to enhance your (and others`) safety when you`re driving. Such measures include fastening your safety belt on all occasions, respecting the speed limit, being duly alert about your surroundings and having car coverages on line. When you carry online automobiles insurance, you are able to secure yourself, your immediate family, passengers, along with other motorists, from incurring additional sorrow and financial hardship.
If you`re interested in purchasing automobile ins or when you are keen to confirm that you are being offered the optimal plan in terms of the price, the Internet will be able to help you locate whatever on line vehicles coverage information you are looking for. Online, you will be able to assess different companies` online autos insur charges by using quotes available from as many as twelve insurance organizations, making it easier for you to assess various online autos insur costs and also enabling you to zero in on the best autoinsurance policy package to match your general circumstances and needs.
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